Does Your Business Rely on Your Vehicle?

Does Your Business Rely on Your Vehicle? Protect It with the Right Coverage

As a small business owner, your vehicle is likely more than just transportation—it’s a key asset in delivering your services and supporting your livelihood. Whether you’re a locksmith, HVAC technician, carpenter, or other artisan worker, your work depends on the reliability of your vehicle. But relying on personal auto insurance may leave critical gaps in your coverage. Here’s what you need to know about commercial auto insurance, and how Liberum Insurance can help.

Why Commercial Auto Insurance Matters

When you’re using a vehicle for business, personal auto insurance might not fully cover damages, liability, or equipment stored in the vehicle. With commercial auto insurance, you gain peace of mind knowing that both your vehicle and your business assets are protected. Here are just a few ways commercial auto insurance from Liberum Insurance stands out:

• Protection Beyond the Vehicle: Not only is the vehicle itself covered, but so are any tools and equipment stored within, so you’re protected from unexpected costs due to theft or damage.
• Coverage for Multiple Drivers: Whether you have employees, contractors, or others using your vehicle for work, commercial auto insurance ensures that anyone operating your vehicle for business purposes is covered.
• Higher Liability Limits: Business-related accidents can be costly, and with higher liability limits, commercial auto insurance offers more robust protection than personal auto policies.

The Liberum Client Center Advantage

At Liberum Insurance, we know how important efficiency is for business owners. That’s why we offer an exclusive Client Center with features designed to streamline your insurance management. Here’s how our Client Center makes a difference:

• On-Demand Certificates of Insurance: Need proof of insurance fast? With the Client Center, you can generate your own certificates of insurance anytime, meeting client requirements quickly and hassle-free.
• Instant Document Access: Accessing your policy documents has never been easier. Log into the Client Center to view and download documents whenever you need them, whether it’s an ID card, policy information, or proof of coverage.
• Text Support for Quick Assistance: Got a question? With our responsive text support, you don’t have to call or email. Simply text us, and our support team will quickly respond to help with your coverage, claims, or general questions.

Who Benefits Most from Commercial Auto Insurance?

Many businesses rely on commercial auto insurance, but those that involve transporting equipment, visiting client locations, or hauling goods on a regular basis benefit even more. Businesses like:

• Locksmiths and Technicians: Tools and equipment are essential to your work, and commercial auto insurance covers these assets.
• Contractors and Carpenters: Moving materials and visiting multiple job sites every day? Commercial auto insurance provides essential coverage.
• HVAC and Electricians: With employees and subcontractors often operating company vehicles, commercial insurance provides the comprehensive protection you need.

Get Started with Liberum Insurance Today

At Liberum Insurance, we’re committed to making business protection easy and accessible for you. With our Client Center, you can manage certificates, access documents on demand, and get help quickly with our text support feature.

If your business relies on your vehicle, don’t wait to secure the coverage you need. Reach out to us for a fast, no-hassle quote and discover how we can help you keep your business moving forward.

Contact us today to protect the heart of your business—your work vehicle!